Klimek Agency

• Overview

• The Klimek Agency, owned by Ron Klimek, is an independent company specializing in insurance, annuities, stocks, bonds and other securities. Based in Ingleside, IL, the Agency's specialty is building wealth and protecting the assets of clients throughout the Northern Suburbs of Chicago, IL.As an independent broker, Ron works for you and has no obligation to any insurance company. Products include:• Vehicle insurance• Business insurance• Property insurance• Life insurance• Retirement packages• Stocks and bonds• Mutual funds• Annuities and securitiesAnd so much more!Ron completed his undergraduate schooling with concentrations in economics and accounting. Afterwards, he earned an MBA with concentrations in industrial management and human relations. Prior to starting the agency, his work experience included marketing research, financial analysis, long range planning and consulting for major corporations. What benefits do these experiences and training provide to you? It provides you with a personal, easily accessible, professional, unbiased one stop source of financial services. We use high quality companies and guaranteed insurance and annuity products that will save you money and improve your cash build-up.At the same time, if appropriate, we will help you select from one of the several hundred funds and annuity products we can offer. We work only on a commission basis and use about twenty insurance companies for life, health, disability, dental insurance and annuities. Property casualty insurance may be provided through several non-owned full line property casualty agencies. The full service property casualty agency handles the paperwork and dealings with the insurance company; Ron Klimek remains your personal consultant.We help you save money or to increase your wealth earned in either nonqualified or qualified investments such as IRA's or employer sponsored retirement plans. We meet with you for about an hour and determine your objectives. If there are multiple decision makers, we also try to determine what their individual objectives are. We determine your willingness or ability to tolerate market fluctuations and to determine your liquidity needs to determine if we can reduce your costs and increase the dollars you earn on savings or investments. We will show you the appropriate investments which are designed to offer growth potential and preferred tax treatment.We do not make specific product presentations at the first meeting. We gather the facts and objectives, then come back for a presentation usually within two weeks. At this second meeting we present either specific products or a general concept. If necessary, a third meeting is held and its purpose is to implement the recommendations of the second meeting.Our objective is to establish a long term continuing relationship with you to help you increase your profits and net worth over an extended period of time. We want you to meet your retirement goals and have a secure, pleasant and gracious retirement.Call Klimek Agency today to learn more or to schedule your consultation!